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Edwards Cohen lawyers assist public and private entities of all types in the structuring and execution of complex financial transactions. Our areas of expertise range from public bond financing to private placements, syndicated credit facilities and structured bank loans.

Public Finance

We have a broad government finance practice, with a related tax and securities law practice. Our extensive experience includes serving as bond counsel and counsel to issuers, trustees, credit enhancers, bond purchasers, borrowers, underwriters and other parties. We provide services in connection with governmental purpose financings, including general obligation, revenue and special assessment bonds, and private activity financings, such as housing, industrial development and 501(c)(3) bonds.

Associated Practice Subareas

  • Revenue bond and general obligation financings
    • Utility
    • Capital improvement
    • Transportation
  • Affordable housing financings
    • Multifamily housing
    • Single family housing
    • Farm worker housing
  • Community redevelopment/tax increment financings
  • 501(c)(3) financings
  • Industrial development financings
  • USDA Rural Development financings
  • Corporate trustee and escrow agent representation
  • Utility acquisitions
  • Tax-exempt leasing
  • Preservation of tax-exempt status of financings post closing
  • General governmental finance matters
  • Bond validation proceedings
  • Letters of credit
  • Interest rate hedging

Clients Served

  • Counties, Cities and Towns
  • Community redevelopment agencies
  • Housing authorities and housing finance authorities
  • Industrial development authorities
  • Transportation agencies
  • Corporate trustees
  • Escrow agents
  • 501(c)(3) organizations
  • Financial institutions
  • Housing developers
  • Bond purchasers
  • Underwriters

Project Experience

  • Water and sewer, electric utilities
  • Capital improvements
  • Capital equipment
  • Transportation
  • Convention centers
  • Affordable and workforce housing
  • Industrial development
  • Community redevelopment
  • 501(c)(3) projects
Corporate Finance

Our practice in this area is concentrated on complex projects involving unique structures, collateral and business lines. We represent both lenders and borrowers. Transaction experience is also varied, ranging from private placements of multi-billion dollar catastrophe-related credit facilities for insurance clients to structured bank loans to not-for-profit companies.

Our broad experience in government finance is described under public finance services, and our real estate finance practice is described under the real estate services area.

Asset-Based Lending

In addition to assisting with traditional credit facilities for bank clients, we also analyze, structure and document a variety of credit solutions for private firms with collateral assets ranging from contract receivables on international accounts to high-tech chemicals inventory. Our firm also structures and negotiates lending arrangements to support the expansion of our clients’ logistics businesses, utilizing combinations of collateral, cross-guarantees and performance guarantees.

Private Placements

We represent borrowers in private placements of securities, including providing capital for potential insurance claims for a specialty insurer, and providing long-term takeouts of acquisition and development bank loans for charter school facilities.

Lines of Credit

Representing lenders and borrowers in line-of-credit facilities, we work to ensure that the business needs of the parties are fully addressed, whether the project is a single bank, single borrower facility, or a complex syndicated line of credit.

Charter School Finance

This unique and developing industry has its own set of market participants and specialized lending issues.  Our firm is at the forefront of this lending specialty, having represented lenders and borrowers in acquisition and development loans, equipment loans, and long-term finance.

Interest Rate Hedging

On behalf of our borrower clients, we help structure a variety of interest rate swap transactions and assist in “unwinding” these transactions as needs and market conditions change over time.

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